Are you a driver based in Laredo, TX? If so, you may be interested to know how traffic violations can impact your auto insurance. This is a topic we often discuss with our clients at Delgado Insurance Agency, LLC, as it’s crucial to understand the potential consequences of traffic infractions.
Increased Rates
The most common impact of traffic violations on your auto insurance is an increase in your insurance premium. If you’re at fault in an accident or if you receive tickets for speeding and reckless driving, your insurance provider sees you as a higher risk and adjusts your rates accordingly.
Point System
In Laredo, TX, a point system is used to keep track of traffic violations. These accumulate over time and can cause an increase in your auto insurance rates. In severe cases, it can even lead to the suspension of your driver’s license.
Endorsements and SR-22
For serious or repeated traffic offenses, an SR-22 may be required. This is a form that your insurance company provides, verifying that you hold auto insurance liability coverage. The need for an SR-22 often results in higher insurance premiums.
At Delgado Insurance Agency, LLC, our dedicated team strives to help you understand these potential outcomes and how to avoid them through safe and lawful driving. We believe that informed drivers make the best decisions on the road and with their insurance policies.
As a vital provider of auto insurance in Laredo, TX, Delgado Insurance Agency, LLC advocates for responsible driving, and we are always ready to guide you through the intricacies of auto insurance. Remember – drive safely, understand your exceptions and stay insured!
